IT Consulting & Services
ARP Consulting and Solutions
Built a fully custom platform unifying recurring billing, license and service management, GST compliance, bulk communication and credential security.
9Custom modules delivered
Read Case Study →Loan Management System
Process Loans Faster. Reduce NPAs. Grow Your Book.
Complete loan lifecycle management for NBFCs and financial institutions. Application to disbursement to recovery — every step digitized, automated, and compliant.
3x
Faster processing
Zero
Paper files
Auto
EMI tracking
100%
Compliance
Results that matter
What Teams Gain in Their First 30 Days
3x
Faster loan processing
Digital workflow eliminates delays
40%
Lower NPAs
Auto reminders + early warning
Zero
Paper files
Everything digital and searchable
100%
Regulatory compliance
Built-in compliance checks
How it works
Simple to Start. Powerful to Scale.
01
Application received
Digital application form. KYC documents uploaded. Credit check initiated automatically.
02
Approval workflow
Multi-level approval with credit scoring. Auto-reject or escalate based on rules.
03
Disbursement
Loan sanctioned. Agreement generated. Funds disbursed. EMI schedule auto-created.
04
Collection & recovery
Auto EMI reminders. Payment tracking. Overdue alerts. Recovery workflow for NPAs.
Everything you get
Every Outcome. One Platform.
Loan Application
Digital applications, zero paper.
Online application forms with document upload, KYC verification, and credit scoring.
Credit Assessment
Faster decisions, fewer defaults.
Auto credit scoring, income verification, and risk assessment with configurable rules.
Approval Workflow
Multi-level approval in hours, not days.
Configurable approval hierarchy. Auto-routing based on loan amount and risk score.
EMI Management
Every payment tracked automatically.
Auto EMI schedule generation, payment tracking, receipt generation, and overdue alerts.
Collection Management
Reduce NPAs proactively.
Auto reminders before due date. Escalation workflow for overdue accounts. Field collection tracking.
Document Management
Every document searchable and secure.
Digital document storage with version control, access permissions, and audit trail.
Disbursement Tracking
Know where every rupee went.
Track disbursement status, bank transfers, and reconciliation in real-time.
Reports & Compliance
Regulatory reports in one click.
Portfolio analysis, NPA reports, disbursement trends, and regulatory compliance reports.
Customer Portal
Borrowers check their own status.
Self-service portal for loan status, EMI schedule, payment history, and document upload.
The difference
Before & After Loan Management System
| What Changes | Without NeeN AI | With NeeN AI |
|---|---|---|
| Loan processing time | 2-3 weeks | 2-3 days |
| Document management | Paper files in cabinets | Digital, searchable, secure |
| EMI reminders | Manual calls | Auto SMS/WhatsApp/email |
| NPA identification | Monthly review (reactive) | Real-time alerts (proactive) |
| Compliance reporting | Manual Excel reports | One-click regulatory reports |
| Customer communication | Phone calls only | Self-service portal + auto updates |
Who it's for
Built for Your Industry. Proven Results.
NBFCs
Challenge
Manual loan processing takes weeks. Paper files get lost. NPA tracking is reactive.
Solution
Digital end-to-end workflow. Auto credit scoring. Proactive NPA alerts.
3x faster processing
Microfinance
Challenge
Field collection is untracked. Group lending is complex. Compliance is manual.
Solution
GPS-tracked field collection. Group loan management. Auto compliance reports.
40% lower NPAs
Gold Loan Companies
Challenge
Valuation, pledge tracking, and auction management are manual.
Solution
Digital valuation. Pledge tracking with photos. Auto auction triggers on default.
Zero lost pledges
Vehicle Finance
Challenge
RC verification, insurance tracking, and repossession management.
Solution
Auto RC verification. Insurance expiry alerts. Digital repossession workflow.
100% document compliance
FAQ
Everything You Need to Know
Your Loan Book Deserves Better Technology. Your Borrowers Deserve Better Experience.
Digitize your entire loan lifecycle with 9ance LMS.
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